Tag Archives: Restaurant Insurance Louisiana

Restaurant Insurance Shreveport


Restaurant Insurance Shreveport – Professional Service from Agents You Can Trust

Restaurant Insurance ShreveportAt Jeff Davis Insurance, we believe in providing quality service from licensed professionals you can trust.

That’s why our agency is the best location possible when it comes to finding affordable and comprehensive Restaurant Insurance in Shreveport and throughout Louisiana.

To learn more about your insurance options, call us at 337-824-4455 Monday through Friday before 4:30 PM CST. Please note that our office closes from 12:00 to 1:00 PM for lunch.

Once you’re on the phone with an agent, you can request free restaurant insurance quotes or ask whatever questions you may have regarding Louisiana Restaurant Insurance.

If you would prefer a digital alternative, all you have to do is click one of the locations in the bulleted list below to access our online insurance rate quote request form. The form is available free of charge at all hours of the day: 

Shreveport Restaurant Insurance – Story Recap

In the last few articles, we’ve taken a break from the main storyline of Pete Ross’ restaurant to tell the related side-story of “Big” George Jowlsby.

When his bar was served a lawsuit for liability in a drunk driving accident, George discovered that his bar does not have liquor liability insurance coverage.

He called up his former criminal defense lawyer who suggested George hide his assets lest they be taken by a court decision.

Here’s what happens next…

Restaurant Insurance in Louisiana – Coverage Scenario Part 23

Heeding Marky’s illicit advice, George decides to hide his assets.

He calls up his girlfriend, Veronica.

“Hey, Georgie.” answers Veronica.

“Hey, sweetie. I’ve got a favor it ask of you,” he tells her. “I need to move some money out of my business account, but I ain’t got any place to put it,” he continues. “So I’m going to give it to you so you can put it into your bank account, see?”

“How much?” asks Veronica.

“$150,000” George answers.

“You’re giving me $150 grand?”

“No, you’re just holding onto it for me while I sort some things out, see?”

“Well what are you going to do for me, Georgie?” Veronica inquires.

“Uh, tell you what; I’ll take you on that cruise you’ve been wantin’ to take. How’s that sound?”

Veronica likes the sound of that, so George withdraws his assets, leaving only $5,000 in his business account and $10,000 in his personal savings account.

He hands over the money to Veronica and instructs her deposit the money in her own account the next day.

“Now make sure you deposit all of it first thing tomorrow, alright?” George reiterates. I’m not going to accompany you so it don’t look fishy.

“I understand, Georgie.”

“Alright. I’ll see you tomorrow, sweetie.”

And with that, George drives off to go home.

Once George is out of sight, Veronica takes the money to the airport, flies to South Florida, and books a  six week cruise for one.

Stay tuned to find out what happens next time.

Shreveport Restaurant Insurance – Why Delay? Call Us Today!

There is absolutely no need to delay. We can provide you with quotes on Shreveport La Restaurant Insurance from multiple companies for no cost. You are under no obligation to purchase insurance coverage after receiving a quote.

There really is no catch, so why wait? Dial 337-824-4455 or click below to launch our free online rate quote submission system today:

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Restaurant Insurance Baton Rouge


Restaurant Insurance Baton Rouge – Free Quotes for Louisiana Businesses 

Restaurant Insurance Baton RougeIf you are in need of Restaurant Insurance in Baton Rouge then stick around.

Jeff Davis Insurance offers free quotes from multiple providers for Louisiana Business Insurance. 

Call 337-824-4455 any time Monday through Friday 8:00 AM to 12:00 PM and 1:00 PM to 4:30 PM CST or request a quote online by clicking one of the locations below: 

Baton Rouge Restaurant Insurance – Story Recap

In previous installments of our series on restaurant insurance, Pete Ross, owner of Squeaky Pete’s Pork Emporium, learned that his restaurant insurance policy was being dropped due to his inordinately high frequency of insurance claims. 

Tracy, Pete’s reliable insurance agent, did her best to find new restaurant insurance options for her client. There is only one company left willing to insure Pete’s business despite its claims history, but their offer is significantly more expensive than what Pete had been paying up to that point. 

Pete then informs Tracy that he intends to buy the building he had been leasing for his restaurant and wonders whether owning the property will afford him a discount on his insurance. 

Tracy says she’ll get back to him soon. 

Business Insurance Baton Rouge – Coverage Scenario Part 13

After putting together the adjusted quotes, Tracy calls Pete back two days later. 

“Hi, Pete.” 

“Hi, Tracy,” answers Pete. “Do you have any news for me?” 

“I do. I had someone do a replacement cost assessment on the building you intend to buy, to determine the total amount of money it would cost to completely replace the building were it to be destroyed, let’s say because of a tornado or a fire,” explains Tracy. 

“Your insurance rate will be based, in part, on the property’s replacement cost, and her estimate puts the replacement cost at about $1 million.” 

“$1 million? But I only paid $150,000 for it!” Pete exclaims.

“Yes, you got it for a great price, but there is a difference between market value and replacement cost. Replacement cost is a rough estimate of what it would cost to replace your building if the whole thing burned down or something like that. It would certainly cost more than $150,000.” 

“Okay, so what will my yearly rate be?” asks Pete. 

“Last time we spoke I told you your rate with the new company was going to be $14,000 for the year, but if we add $1 million in coverage for the building you just bought, that $14,000 figure jumps to $27,000 for the year…” 

Not for the first time, Pete spews coffee in surprise. 

He spends the next twenty minutes on the phone with Tracy trying to figure out how he can get the price down. 

Will he find a way to lower his rate, and if so, will it actually save him money in the long run? 

Find out in our next article. 

Baton Rouge Restaurant Insurance – Contact Us Today! 

Get in touch with us today by dialing 337-824-4455 or clicking an option in the list below to request free quotes any time:

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Restaurant Insurance Louisiana


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Restaurant Insurance Louisiana — Fast Quotes!

Restaurant Insurance LouisianaIf you are seeking Restaurant Insurance in Louisiana then contact Jeff Davis Insurance today for a free quote.

There are two ways you can reach out to us for quotes:

Give us a call toll free at 337-824-4455 before 4:30 PM CST or submit a request for quotes via our simple online quote form available 24 hours a day, 7 days a week.

To access the quote form click one of the links below:

Restaurant Insurance Louisiana – Story Recap

In previous articles we followed the story of Pete Ross, the well-to-do son of business magnates who always wanted to own his own restaurant.

He convinced his parents to lend him the initial capital to start the business with the understanding that they would not be helping him financially anymore beyond this loan.

The opening day of Squeaky Pete’s Pork Emporium is a big success, but was marred by the fact that shortly beforehand a power outage caused a near total loss of the restaurant’s food and ingredient stores.

In last week’s entry, Pete called his insurance agent, Tracy, inquiring as to whether his restaurant policy would cover spoiled food. Unfortunately, Tracy informed him that his policy does not, in fact, cover spoilage. Spoilage must be covered by a special endorsement.

Now that we’re all caught up, let’s see what happens next.

Restaurant Insurance Louisiana – Coverage Scenario Part 3

Pete’s restaurant is doing alright in the weeks following its grand opening. Business is steady and it looks like there’s good potential for growth.

One day, around lunch time, one of Pete’s employees drops a bottle of vegetable oil. The oil spills out all over the laminated floor near the entrance to the public restrooms. The employee shuffles into the kitchen to the storage closet to procure a wet floor sign and a mop bucket to clean up the mess.

Before he returns, a customer exits one of the bathrooms and slips on the oil slick.

The customer falls hard, causing a fracture in his hip and damage to his lower back. A quick 911 call brings an ambulance.

While he is being carried out of the restaurant on a stretcher, he vows to sue the pants off of Squeaky Pete’s Pork Emporium for his injuries.

Pete once again calls Tracy, his insurance agent.

He explains the situation and asks whether his restaurant insurance will cover the customer’s injuries.

What will Tracy tell Pete? Find out in our next entry.   

Restaurant Insurance Louisiana – Call us Toll-Free at 337-824-4455!

If you would like to speak with a licensed agent about your current policy, a future policy, a free quote, or anything else related to your insurance then don’t hesitate to call 337-824-4455 right away!

Our office hours are Monday through Friday 8:30 AM to 4:30 PM CST.

To get started on a free quote right now, simply click one of the links listed below pertaining to your area and fill out the short form that appears:

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