Tag Archives: New Orleans Restaurant Insurance

Business Insurance for Restaurants New Orleans


Business Insurance for Restaurants New Orleans – Contact Us Today For Quotes!

Business Insurance for Restaurants New OrleansFor free quotes on Restaurant Insurance in New Orleans call us today at 337-824-4455 Monday to Friday before 4:30 PM CST or access our simple online quote form by clicking a below location near you:

Restaurant Insurance New Orleans – Story Recap 

In parts 1 through 8 of our current series we have witnessed Pete Ross go through a number of challenging events with his restaurant, Squeaky Pete’s Pork Emporium.

If you recall in part 1, Pete is the wealthy son of a highly successful couple now retired. His parents encouraged him to get out on his own so Pete asked them for a loan to start up a new restaurant. They agreed to help their son get started.

Pete used the loan to open his business and purchase Restaurant Insurance, and since that day he has put his business insurance to the test.

To recap, Pete lost a few thousand dollars of food stock due to power loss, he was sued by a customer after that customer took a hard fall from slipping on spilled vegetable oil, one of Pete’s cooks burned himself badly in a kitchen accident, and now Squeaky Pete’s Pork Emporium just endured a grease fire.

Now that you’re caught up, let’s find out what Pete’s agent Tracy has to say about the grease fire…

New Orleans Business Insurance for Restaurants – Coverage Scenario Part 9

Tracy receives Pete’s message and gets back to him first thing Monday morning. She informs him that the damage done by the fire should be covered under two elements of Pete’s insurance.

First, any damage to the structure of the building – walls, beams, ceilings, etc. – would be covered under Building Property Coverage.

Second, any damage to items that are not part of the structure of the building – tables, chairs, ovens, kitchen equipment, computers, etc. – would be covered under Business Personal Property coverage, sometimes abbreviated to BPP.

Tracy helps Pete get the claim turned in. A claims adjustor named Ron Jordan is assigned to the claim, and will soon come out to inspect the damage. 

“Thanks again, Tracy. I’ll talk to you next week,” Pete states with a nervous laugh.

“Well hopefully not, Pete. Insurance companies really don’t like it when you have too many claims, and you have had more than your fair share!” Tracy laughingly responds.

“I’ve certainly had my share of bad luck,” Pete agrees.

“Try not to let it ruin your week, Pete. Your insurance company will get you the money you need to get you back up and running again. Call me if you have any questions or, heaven forbid, another claim!”

“I don’t think I can take another claim, Tracy. I have enough drama in my life” Pete laments.

“I hear you, my friend. Just don’t let it get you down. Take care, okay?”

As Tracy says goodbye to Pete she thinks about what a nice guy he is.

It seems like his business is doing well. I just hope his insurance company doesn’t decide to cancel his policy after all those claims!

Stay tuned for next week’s episode to learn what happens next.

New Orleans Restaurant Insurance – We’d Love to Hear From You!

To find out how you can save money on your New Orleans Restaurant Insurance give us a call at 337-824-4455 or click one of the links listed below for start your free quote: 

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Restaurant Insurance Louisiana


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Restaurant Insurance Louisiana — Fast Quotes!

Restaurant Insurance LouisianaIf you are seeking Restaurant Insurance in Louisiana then contact Jeff Davis Insurance today for a free quote.

There are two ways you can reach out to us for quotes:

Give us a call toll free at 337-824-4455 before 4:30 PM CST or submit a request for quotes via our simple online quote form available 24 hours a day, 7 days a week.

To access the quote form click one of the links below:

Restaurant Insurance Louisiana – Story Recap

In previous articles we followed the story of Pete Ross, the well-to-do son of business magnates who always wanted to own his own restaurant.

He convinced his parents to lend him the initial capital to start the business with the understanding that they would not be helping him financially anymore beyond this loan.

The opening day of Squeaky Pete’s Pork Emporium is a big success, but was marred by the fact that shortly beforehand a power outage caused a near total loss of the restaurant’s food and ingredient stores.

In last week’s entry, Pete called his insurance agent, Tracy, inquiring as to whether his restaurant policy would cover spoiled food. Unfortunately, Tracy informed him that his policy does not, in fact, cover spoilage. Spoilage must be covered by a special endorsement.

Now that we’re all caught up, let’s see what happens next.

Restaurant Insurance Louisiana – Coverage Scenario Part 3

Pete’s restaurant is doing alright in the weeks following its grand opening. Business is steady and it looks like there’s good potential for growth.

One day, around lunch time, one of Pete’s employees drops a bottle of vegetable oil. The oil spills out all over the laminated floor near the entrance to the public restrooms. The employee shuffles into the kitchen to the storage closet to procure a wet floor sign and a mop bucket to clean up the mess.

Before he returns, a customer exits one of the bathrooms and slips on the oil slick.

The customer falls hard, causing a fracture in his hip and damage to his lower back. A quick 911 call brings an ambulance.

While he is being carried out of the restaurant on a stretcher, he vows to sue the pants off of Squeaky Pete’s Pork Emporium for his injuries.

Pete once again calls Tracy, his insurance agent.

He explains the situation and asks whether his restaurant insurance will cover the customer’s injuries.

What will Tracy tell Pete? Find out in our next entry.   

Restaurant Insurance Louisiana – Call us Toll-Free at 337-824-4455!

If you would like to speak with a licensed agent about your current policy, a future policy, a free quote, or anything else related to your insurance then don’t hesitate to call 337-824-4455 right away!

Our office hours are Monday through Friday 8:30 AM to 4:30 PM CST.

To get started on a free quote right now, simply click one of the links listed below pertaining to your area and fill out the short form that appears:

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