Tag Archives: Louisiana Restaurant Insurance

Restaurant Insurance Lafayette LA


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Restaurant Insurance Lafayette LA – Great Insurance Policies Are Within Reach!

Restaurant Insurance Lafayette LAGreat coverage on Restaurant Insurance in Lafayette are only a phone call or mouse click away! 

Please call 337-824-4455 to speak with a broker Monday to Friday 8:00 AM to 4:30 PM CST keeping in mind our office is closed for lunch from 12:00 – 1:00 PM.

Did you find us during our lunch break or after closing time and need a quote? 

Please use our quote request system you see below and one of our agents will get back to you soon:

Lafayette Restaurant Insurance – Part 29: Recap

A lot has happened since we first began following the story of restaurant owner Pete Ross, so we thought we’d take a brief look at all the events that have transpired over the course of the last 28 articles. 

It began when Pete Ross asked for a loan from his wealthy parents to start his own restaurant, even though he had no experience with running a business. 

Even before the grand opening of Squeaky Pete’s Pork Emporium, Pete ran into obstacles. A power outage forced him to replace thousands of dollars in food stores because he didn’t have Spoilage Insurance. 

Things didn’t let up after that. 

The restaurant endured a lawsuit when a customer was injured after slipping on some spilled vegetable oil. Thankfully, accidental injury to a visitor was covered by Pete’s liability insurance. 

Not long after that, one of Pete’s employees badly burned himself in the kitchen. The employee’s medical bills and other costs related to the accident were covered by Pete’s workers’ compensation insurance. 

Sometime later, one of the restaurant’s grease traps caught fire, which was made worse when someone attempted to douse the flames with water, which only spreads grease fires! The damage to structural elements of the building like walls, beams, ceilings, etc. was covered under Pete’s Building Property Coverage, and damage to non-structural property like chairs and tables was covered under his Business Personal Property coverage. 

Unfortunately, Pete’s high frequency of claims resulted in his insurance company dropping his policy, as Pete’s restaurant was simply too costly to justify maintaining him as a policyholder. 

Pete’s insurance agent Tracy managed to find a single insurance company willing to insure Pete’s business, but at almost three times the premium rate he was used to. 

To make matters worse, Pete brashly decided to buy the building he had been leasing for his restaurant, imagining that this would lead to an insurance discount. Instead, he now had to take on the added financial burden of insuring the property itself.

Even though Pete bought the building for a steal at $150,000, property coverage is based on replacement cost, which was estimated to be around $1 million. Wanting to avoid a high monthly premium, Pete decided to under-insure the building despite Tracy’s protests.

In our next entry, we’ll recap the events that transpired after Pete purchased his building.

Restaurant Insurance Lafayette LA – Get in touch with Our Agency Right Away.

Talk to Jeff Davis Insurance right away by dialing 337-824-4455.

If we are not immediately available, use the links below based on your area to send us a quote request:

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Restaurant Insurance Shreveport


Restaurant Insurance Shreveport – Professional Service from Agents You Can Trust

Restaurant Insurance ShreveportAt Jeff Davis Insurance, we believe in providing quality service from licensed professionals you can trust.

That’s why our agency is the best location possible when it comes to finding affordable and comprehensive Restaurant Insurance in Shreveport and throughout Louisiana.

To learn more about your insurance options, call us at 337-824-4455 Monday through Friday before 4:30 PM CST. Please note that our office closes from 12:00 to 1:00 PM for lunch.

Once you’re on the phone with an agent, you can request free restaurant insurance quotes or ask whatever questions you may have regarding Louisiana Restaurant Insurance.

If you would prefer a digital alternative, all you have to do is click one of the locations in the bulleted list below to access our online insurance rate quote request form. The form is available free of charge at all hours of the day: 

Shreveport Restaurant Insurance – Story Recap

In the last few articles, we’ve taken a break from the main storyline of Pete Ross’ restaurant to tell the related side-story of “Big” George Jowlsby.

When his bar was served a lawsuit for liability in a drunk driving accident, George discovered that his bar does not have liquor liability insurance coverage.

He called up his former criminal defense lawyer who suggested George hide his assets lest they be taken by a court decision.

Here’s what happens next…

Restaurant Insurance in Louisiana – Coverage Scenario Part 23

Heeding Marky’s illicit advice, George decides to hide his assets.

He calls up his girlfriend, Veronica.

“Hey, Georgie.” answers Veronica.

“Hey, sweetie. I’ve got a favor it ask of you,” he tells her. “I need to move some money out of my business account, but I ain’t got any place to put it,” he continues. “So I’m going to give it to you so you can put it into your bank account, see?”

“How much?” asks Veronica.

“$150,000” George answers.

“You’re giving me $150 grand?”

“No, you’re just holding onto it for me while I sort some things out, see?”

“Well what are you going to do for me, Georgie?” Veronica inquires.

“Uh, tell you what; I’ll take you on that cruise you’ve been wantin’ to take. How’s that sound?”

Veronica likes the sound of that, so George withdraws his assets, leaving only $5,000 in his business account and $10,000 in his personal savings account.

He hands over the money to Veronica and instructs her deposit the money in her own account the next day.

“Now make sure you deposit all of it first thing tomorrow, alright?” George reiterates. I’m not going to accompany you so it don’t look fishy.

“I understand, Georgie.”

“Alright. I’ll see you tomorrow, sweetie.”

And with that, George drives off to go home.

Once George is out of sight, Veronica takes the money to the airport, flies to South Florida, and books a  six week cruise for one.

Stay tuned to find out what happens next time.

Shreveport Restaurant Insurance – Why Delay? Call Us Today!

There is absolutely no need to delay. We can provide you with quotes on Shreveport La Restaurant Insurance from multiple companies for no cost. You are under no obligation to purchase insurance coverage after receiving a quote.

There really is no catch, so why wait? Dial 337-824-4455 or click below to launch our free online rate quote submission system today:

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Business Insurance for Restaurants New Orleans


Business Insurance for Restaurants New Orleans – Contact Us Today For Quotes!

Business Insurance for Restaurants New OrleansFor free quotes on Restaurant Insurance in New Orleans call us today at 337-824-4455 Monday to Friday before 4:30 PM CST or access our simple online quote form by clicking a below location near you:

Restaurant Insurance New Orleans – Story Recap 

In parts 1 through 8 of our current series we have witnessed Pete Ross go through a number of challenging events with his restaurant, Squeaky Pete’s Pork Emporium.

If you recall in part 1, Pete is the wealthy son of a highly successful couple now retired. His parents encouraged him to get out on his own so Pete asked them for a loan to start up a new restaurant. They agreed to help their son get started.

Pete used the loan to open his business and purchase Restaurant Insurance, and since that day he has put his business insurance to the test.

To recap, Pete lost a few thousand dollars of food stock due to power loss, he was sued by a customer after that customer took a hard fall from slipping on spilled vegetable oil, one of Pete’s cooks burned himself badly in a kitchen accident, and now Squeaky Pete’s Pork Emporium just endured a grease fire.

Now that you’re caught up, let’s find out what Pete’s agent Tracy has to say about the grease fire…

New Orleans Business Insurance for Restaurants – Coverage Scenario Part 9

Tracy receives Pete’s message and gets back to him first thing Monday morning. She informs him that the damage done by the fire should be covered under two elements of Pete’s insurance.

First, any damage to the structure of the building – walls, beams, ceilings, etc. – would be covered under Building Property Coverage.

Second, any damage to items that are not part of the structure of the building – tables, chairs, ovens, kitchen equipment, computers, etc. – would be covered under Business Personal Property coverage, sometimes abbreviated to BPP.

Tracy helps Pete get the claim turned in. A claims adjustor named Ron Jordan is assigned to the claim, and will soon come out to inspect the damage. 

“Thanks again, Tracy. I’ll talk to you next week,” Pete states with a nervous laugh.

“Well hopefully not, Pete. Insurance companies really don’t like it when you have too many claims, and you have had more than your fair share!” Tracy laughingly responds.

“I’ve certainly had my share of bad luck,” Pete agrees.

“Try not to let it ruin your week, Pete. Your insurance company will get you the money you need to get you back up and running again. Call me if you have any questions or, heaven forbid, another claim!”

“I don’t think I can take another claim, Tracy. I have enough drama in my life” Pete laments.

“I hear you, my friend. Just don’t let it get you down. Take care, okay?”

As Tracy says goodbye to Pete she thinks about what a nice guy he is.

It seems like his business is doing well. I just hope his insurance company doesn’t decide to cancel his policy after all those claims!

Stay tuned for next week’s episode to learn what happens next.

New Orleans Restaurant Insurance – We’d Love to Hear From You!

To find out how you can save money on your New Orleans Restaurant Insurance give us a call at 337-824-4455 or click one of the links listed below for start your free quote: 

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Restaurant Insurance Louisiana


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Restaurant Insurance Louisiana — Fast Quotes!

Restaurant Insurance LouisianaIf you are seeking Restaurant Insurance in Louisiana then contact Jeff Davis Insurance today for a free quote.

There are two ways you can reach out to us for quotes:

Give us a call toll free at 337-824-4455 before 4:30 PM CST or submit a request for quotes via our simple online quote form available 24 hours a day, 7 days a week.

To access the quote form click one of the links below:

Restaurant Insurance Louisiana – Story Recap

In previous articles we followed the story of Pete Ross, the well-to-do son of business magnates who always wanted to own his own restaurant.

He convinced his parents to lend him the initial capital to start the business with the understanding that they would not be helping him financially anymore beyond this loan.

The opening day of Squeaky Pete’s Pork Emporium is a big success, but was marred by the fact that shortly beforehand a power outage caused a near total loss of the restaurant’s food and ingredient stores.

In last week’s entry, Pete called his insurance agent, Tracy, inquiring as to whether his restaurant policy would cover spoiled food. Unfortunately, Tracy informed him that his policy does not, in fact, cover spoilage. Spoilage must be covered by a special endorsement.

Now that we’re all caught up, let’s see what happens next.

Restaurant Insurance Louisiana – Coverage Scenario Part 3

Pete’s restaurant is doing alright in the weeks following its grand opening. Business is steady and it looks like there’s good potential for growth.

One day, around lunch time, one of Pete’s employees drops a bottle of vegetable oil. The oil spills out all over the laminated floor near the entrance to the public restrooms. The employee shuffles into the kitchen to the storage closet to procure a wet floor sign and a mop bucket to clean up the mess.

Before he returns, a customer exits one of the bathrooms and slips on the oil slick.

The customer falls hard, causing a fracture in his hip and damage to his lower back. A quick 911 call brings an ambulance.

While he is being carried out of the restaurant on a stretcher, he vows to sue the pants off of Squeaky Pete’s Pork Emporium for his injuries.

Pete once again calls Tracy, his insurance agent.

He explains the situation and asks whether his restaurant insurance will cover the customer’s injuries.

What will Tracy tell Pete? Find out in our next entry.   

Restaurant Insurance Louisiana – Call us Toll-Free at 337-824-4455!

If you would like to speak with a licensed agent about your current policy, a future policy, a free quote, or anything else related to your insurance then don’t hesitate to call 337-824-4455 right away!

Our office hours are Monday through Friday 8:30 AM to 4:30 PM CST.

To get started on a free quote right now, simply click one of the links listed below pertaining to your area and fill out the short form that appears:

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