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Gas Station Insurance Lake Charles

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Gas Station Insurance Lake Charles – Call 337-824-4455 to Lower Your Rates!

Gas Station Insurance Lake Charles

Call Jeff Davis Insurance today toll-free at 337-824-4455 to find out how we may be able to lower your rates on Gas Station Insurance in Lake Charles and the surrounding areas!

Our agency is open for business every Mon through Fri from 8 AM till 4:30 PM, with a break for lunch from 12 PM to 1 PM.

We have partnered with an insurance provider who is offering exceptionally low rates on policies for Louisiana Gas Station Insurance, Louisiana Corner Store Insurance, and Louisiana Convenience Store Insurance.

Act now and you may be able to take advantage of these great low rates, if you qualify.

To find out whether your business will qualify, call us today or fill out our online quote form to request a free quote on Gas Station Insurance in Louisiana.

To launch the quote form, all you have to do is click or tap on a link below representing your location:

Lake Charles Corner Store – Coverage Scenario Part 33

Last time, Rob, the owner of Stop n’ Rob’s Corner Store, called up his agent, Jenny, to file an insurance claim.

Because Rob has a Crime Insurance Policy that covered him for losses sustained as a result of robbers stealing from his register at gunpoint, he expects to be similarly recompensed for his employee Chad’s theft.

Remember, Chad stole upwards of $20,000 from Rob’s register over the course of several years while working at the cash register on weekdays.

So, the question is: will Rob’ Crime Insurance Policy cover his employee Chad’s theft?

Let’s find out.

When Rob’s agent gets back to him, she doesn’t come bearing good news.

She informs him that, unfortunately, his Crime Insurance Policy does not cover Chad’s theft.

Understandably, Rob is a little upset by this.

If the robbers’ theft was covered, why isn’t Chad’s? After all, they’re pretty much the same thing, right?

We will answer that question in our next article.

Lake Charles Gas Station Insurance – Get The Best Coverage in Town!

For the best Lake Charles Gas Station Insurance coverage in town there is no better agency to call than Jeff Davis Insurance.

As an independent insurance agency operating in the state of Louisiana, Jeff Davis Insurance is able to browse the insurance marketplace on our clients’ behalf.

Because we are not beholden to any one insurance provider the way a captive agency is, we have the luxury of being able to offer whichever policy provides the best combination of pricing and coverage for your business’ unique needs.

For a free estimate on Lake Charles La Gas Station Insurance, contact us today at 337-824-4455 and speak with an agent over the phone.

You can also request a free estimate by filling out our online form, which can be accessed by clicking on your location from the list below.

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Louisiana Gas Station Insurance

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Low, Low Rates Are Available for Louisiana Gas Station Insurance!

Louisiana Gas Station Insurance

If you are in the market for Convenience Store or Gas Station Insurance in Louisiana then we have excellent news: Crazy low rates are now available for Louisiana Gas Station Insurance!

To inquire about free quotes and information call us at 337-824-4455 weekdays between 8:00 AM to 4:30 PM CST (with a lunch break between 12:00 PM to 1:00 PM).

To start your free quotes online, click the location below nearest to you. You will be redirected to our online quote request form available 24/7:

Insurance for Gas Stations Louisiana – Recap

Last time, Tracy explained to Pete that he does not have a crime endorsement on his business insurance, and therefore  is not covered for the theft of his business’ deposit money.

She also informs him that even if he had purchased the crime endorsement, he would not have been covered in this specific case, anyway.

Why? Let’s find out.

Louisiana Gas Station Insurance – Insurance Scenario Part 8

“But why?” Pete asks, incredulous. “That doesn’t make any sense. I mean, I understand that I wouldn’t be covered because I didn’t have the endorsement, but how could it still not be covered even if I had it?”

“That’s a very good question. Give me just a moment to pull up the policy and I’ll explain.”

Tracy pulls up Pete’s business insurance policy for his restaurant.

“I have your policy in front of me, Pete,” says Tracy calmly. “If you have a copy of it handy then I can point you to the appropriate section.”

Pete makes no indication that he is going to look for his policy, so Tracy presses on.

“I’m going to read verbatim a snippet from the ‘Money and Securities’ section of the policy. It reads:

‘We will pay for loss of “money” and “securities” used in your business resulting directly from theft, disappearance, or destruction-‘”

“Wait a minute,” says Pete suspiciously. “Doesn’t that mean my deposit is covered?”

“Yes,” answers Tracy. “But there’s more…”

She continues reading.

“‘– while at a bank or savings institution, within your living quarters or the living quarters of your  partners or any employee having use and custody of the property, at the described premises, or in transit between any of these places.'”

“In other words, Pete,” Tracy clarifies, “your policy only covers your money when it’s stolen on the bank premises, your house, or while you’re traveling between any of those locations.”

“So when I stopped at the gas station to grab a drink for the evening…” says Pete.

“… you nullified your coverage for the deposit.” Tracy finishes.

“But why?” Pete asks, frustrated. “Why does the coverage end there?”

“Well,” begins Tracy, preparing to be diplomatic with her answer. “Probably because stopping somewhere introduces a lot of risk that the insurance company isn’t prepared to cover, such as… you know, being robbed at a gas station…”

“Oh,” replies Pete.

Next week we will begin to take a look at the gas station owner’s policy.

For Gas Station Insurance in Louisiana, There’s No Better Agency to Call.

When it comes to finding great rates on Gas Station Insurance in Louisiana, there’s no better agency to call than Jeff Davis Insurance. Speak to an agent today by dialing 337-824-4455.

Alternately, you can click the location below nearest to you to access our online quote request form:

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