Metairie Terrace Tow Truck Insurance – Call Today!
Looking for the best rates on Tow Truck Insurance in Metairie Terrace Louisiana and the nearby areas? Then you’ve come to the right place.
We are Jeff Davis Insurance, a leading insurance agency in Louisiana. As an independent agency we have the tools necessary to help our customers find appropriate and affordable coverage on Tow Truck Insurance in Louisiana.
You can call us today at 337-824-4455 to speak with one of our friendly and experienced agents.
Metairie Terrace Tow Truck Insurance – Exclusions of Coverage.
This week we will continue the theme of exclusions of coverage. To jog your memory in case you forgot what that means, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.
At Jeff Davis Insurance, the advice we give our policyholders when it comes to exclusions of coverage is to read your policy very carefully!
If you want to know what is and, more importantly, is not covered on your Louisiana Tow Truck Insurance policy so that you aren’t hit with a surprise in the future, then reading the policy truly is the best way to achieve that.
With that in mind let’s continue our claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage.
Tow Truck Insurance Metairie Terrace – Coverage Scenario Continued.
When last we left off, Biff had filed a lawsuit Pro Se (meaning he will be representing himself instead of hiring a lawyer) against his employer, Marty’s Repair and Tow.
Shortly after filing the suit, however, Biff received a phone call from the attorneys representing Marty’s insurance company informing Biff that he simply has no grounds for a case. If he doesn’t drop the lawsuit, they will petition the judge for a Declaratory Judgment.
Biff rudely tells the lawyer to hold for a minute while he looks something up.
He ambles over to his computer and hurriedly looks up the definition of a declaratory judgment on Wikipedia:
“…a form of legally binding preventive adjudication by which a party involved in a… legal matter can ask a court to conclusively rule on… the rights, duties, or obligations of one or more parties in a civil dispute” -Wikipedia
Biff is no legal rocket scientist but he thinks he can still bluff his way into a large settlement. He gets back on the line and tells the lawyer this:
“My wife and I got injured and we are due for some compensation!”
The lawyer, quickly detecting Biff is not the sharpest tool in the box, mentions that he might be eligible for workers compensation under his employer’s policy.
Biff only gets angrier as he is looking for the BIG payout.
“That ain’t good enough, you hear?” Biff screams into the phone.
The lawyer decides the best course of action is to email Biff the policy language in the insurance policy.
“Let me do this, Biff; I’ll email you a copy of Marty’s tow policy and highlight what it states. Then, how about we speak again by phone in a few days?”
Biff reluctantly agrees.
We will conclude our article next week by examining the legal language of the commercial auto insurance policy.
Metairie Terrace Tow Truck Insurance – It’s More Complicated than You Think!
Commercial insurance is more complex than you might think and for that reason you need an agency than can help you find the coverage you need.
Why not call the agents of Jeff Davis Insurance today to see how we can help?
Our number is 337-824-4455 and we are here to answer any tough insurance question you may have.
We also offer Louisiana Tow Truck Insurance in the following areas:
- Tow Truck Insurance Zachary Louisiana
- Tow Truck Insurance Monticello Louisiana
- Brownfields Louisiana Tow Truck Insurance
- Baker Louisiana Tow Truck Insurance